Watch the power of compounding interest unfold with Nexo's savings options.
USD CoinWhether you prioritize access or long-term positioning, there’s a Nexo Savings solution to match your strategy.
Earn compound interest with daily payouts.
Retain complete access to your USDC at all times.
Experience the compounding effect as each payout fuels the next.
Earn up to 9.5% per year, paid out in full at the term's end.
Lock your USDC for set periods in exchange for higher yield.
Auto-renew your term with a single tap to enjoy uninterrupted growth.
Excellent Card, Great Yields, Stellar Support Review: I’ve been using Nexo mainly for the credit card and the Earn feature, and it’s been flawless. The card is smooth for everyday spending, and the interest on assets is transparent and consistent. Their support team has been outstanding—fast, friendly, and genuinely helpful. 5 stars!
Nexo isn’t just for crypto—its fiat investing options are excellent. I can earn high interest on EUR, USD, and GBP with daily payouts and no hidden fees. It’s super easy to deposit and withdraw, and I feel confident knowing funds are protected and regulated. A smart choice for passive income on fiat savings!
I have been using Nexo for more than four years now and I have to say that is one of the best platforms to earn very high interest rates on your crypto and stable coins. They have good security standards and great customer service. Very very happy with the choice.
Here’s how to start earning daily interest on your crypto with Flexible Savings.
Nexo's approach to digital wealth continues to earn recognition from respected industry bodies worldwide.
Successfully completed for three years in a row with recognition from the American Institute of Certified Public Accountants (AICPA).
Stay on top of your account at all times with SMS verifications, email verifications, and authenticator app support.
Access your wealth with fingerprint or face recognition technology.
Stay on top of your wealth with instant notifications for all account activities.
Verify the authenticity of all official communication from Nexo with a unique anti-phishing code.
World-class solid methods used in modern encryption algorithms, protocols, and technologies.
Plain-language guides to help you make informed decisions about earning on your digital assets.
USDC is a stablecoin, not a proof-of-stake token, so it cannot be staked in the way that assets like Ethereum or Solana can. However, platforms like Nexo offer interest on USDC holdings through Savings products. On Nexo, you can choose Flexible Savings — where your USDC remains accessible — or Fixed-term Savings, where you commit your USDC for a set period in exchange for a higher rate. Interest accrues daily and compounds automatically on your balance. Nexo's Savings products are not staking and do not involve on-chain validation or protocol-level rewards.
No. USDC is a stablecoin that is designed to maintain a dollar peg — it does not generate interest or yield by itself. To earn interest on USDC, you need to hold it on a platform that offers Savings or yield products. On Nexo, your USDC begins accruing interest 24 hours after it is added to your Savings Wallet. Interest is calculated daily and compounds automatically, meaning each payout contributes to subsequent interest calculations.
USDC interest rates on Nexo vary depending on your Loyalty Tier and the Savings product you select. Flexible Savings offers daily payouts with no lock-up period, while Fixed-term Savings offers higher rates for a committed duration. Rates are not fixed and are subject to change based on market conditions and platform terms. Check the Nexo app for the most current figures applicable to your account.
Flexible Savings keeps your USDC accessible — you can withdraw, trade, or transfer without penalty while continuing to earn daily compounding interest. Fixed-term Savings commits your USDC for a set period in exchange for a higher interest rate, paid at the end of the term. You can auto-renew Fixed terms and use both products simultaneously across your USDC balance. Your rate for each product depends on your Loyalty Tier.
